When another business owes yours money, a collection agency can only ask. A commercial debt collection attorney can compel — through the courts, with real consequences for a debtor who won't pay.
Get a free case reviewCommercial debt collection isn't consumer collection. The debtors are companies and their principals, the amounts are larger, and the disputes are often about contracts, delivery, or quality rather than simple non-payment. That's exactly where legal representation earns its keep: a New York commercial collection attorney can cut through the excuses, force financial disclosure, and turn a stalled account into a paid one.
Most matters start with an attorney demand — a formal letter on law-firm letterhead that resolves a surprising share of debts, because it signals you're ready to litigate. If the debtor still won't pay, we file suit in the appropriate New York court, use subpoenas to compel financial records, and pursue judgment. From there, enforcement converts the judgment into actual recovery.
Many commercial collection matters are handled on a contingency or hybrid fee, so your cost is tied to what's recovered rather than paid up front. The right structure depends on the size of the debt, its age, and how hard the debtor is likely to fight.
How large should a debt be to hire an attorney? There's no hard floor, but attorney action makes the most sense once a debt is large enough that litigation and enforcement are worth pursuing — often a few thousand dollars and up for commercial accounts.
What if the debtor disputes the debt? Disputes are common and often tactical. Litigation and discovery force the debtor to put up real evidence, which frequently leads to settlement.
Do you collect from out-of-state or foreign companies? Yes — and if assets sit overseas, we can pursue them. See finding hidden & overseas assets.
Tell us about the debt and the debtor for a free, no-obligation assessment of how collectible it is.
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