Commercial & Business Debt Recovery

New York Debt Collection Attorney

When a business owes you money and won't pay, you need more than a collection agency. New York debt collection attorneys can sue, subpoena financial records, and enforce judgments — including finding assets a debtor has moved out of reach.

Get a free case review See how it works

Recovering what your business is owed

Unpaid invoices, defaulted contracts, and dishonored guarantees don't just hurt cash flow — left too long, they become harder to collect as debtors move money and memories fade. A New York debt collection attorney brings legal leverage that changes the conversation: a demand backed by the credible threat of suit, the power to obtain financial disclosure through the courts, and the tools to enforce a judgment once you have one.

We focus on business-to-business and commercial debt — the matters where the amounts justify real legal action and where sophisticated debtors often need to be compelled, not merely asked, to pay.

Commercial debt recovery

Unpaid invoices, breached contracts, loans, and personal guarantees pursued through demand, negotiation, and litigation when needed.

Judgment enforcement

Already have a judgment that isn't being paid? We enforce it — bank restraints, property liens, and post-judgment discovery of assets.

Asset discovery

Debtors hide money. Court-ordered disclosure and subpoenas locate the accounts and property that make collection possible.

Cross-border collection

When assets sit overseas, 28 U.S.C. § 1782 discovery compels U.S. evidence to trace and reach them.

How debt collection works with an attorney

  1. Case review. We assess the debt, the debtor, and your documentation to gauge how collectible it really is — usually at no cost.
  2. Attorney demand. A formal demand on law-firm letterhead resolves many debts without litigation, because it signals you're prepared to sue.
  3. Suit & disclosure. If the debtor won't pay, we file suit and use the court's subpoena power to compel financial records and testimony.
  4. Judgment. We obtain a judgment — the legal foundation for forcing payment.
  5. Enforcement. Bank restraints, liens, and asset seizure turn a paper judgment into actual recovery, at home or across borders.

Why hire a debt collection attorney instead of an agency

Collection agencies can call and send letters — but they can't sue, they can't subpoena a bank, and they can't enforce a judgment. For commercial debts of any real size, or for a debtor who is disputing the claim or hiding assets, only an attorney has the tools that actually compel payment. And unlike an agency's flat percentage on easy debts, attorney representation is often structured on a contingency or hybrid fee, so your cost is tied to results.

The cross-border advantage

New York is a hub for international business, which means debtors are often connected to assets abroad. This is where our practice is distinctive: through 28 U.S.C. § 1782, U.S. courts can order discovery of evidence located in the United States for use in enforcing your claim — a powerful way to trace money that has left the country. If your debtor has foreign connections, that reach can be the difference between a judgment on paper and money in your account.

Related service: 28 U.S.C. § 1782 Discovery → get U.S. evidence for a case or debt abroad

Get a free case review

Tell us about the debt and the debtor. We'll give you a straight assessment of how collectible it is and what it would take to recover — no cost, no obligation.